California Mortgage Blog

Energy Upgrades for Your Home You Must Consider

Ready to do some energy upgrades on your home? You’ll save money and maybe even get a cash rebate to help offset the cost.

Want to Cash in on Your Home’s Equity? HELOCs vs. Home Equity Loans

If you’re ready to cash in on your home’s equity, you’ll want to understand the difference between a HELOC and a home equity loan.

Mortgage Gift Letter

Why You Might Need a Mortgage Gift Letter

A mortgage gift letter is an important part of getting your loan if someone is giving you money towards your down payment.

Annual Percentage Rate Explained

How Does APR Affect Your Mortgage?

APR, or annual percentage rate, is a term you’ll come across when you’re getting a mortgage. Here’s what you need to know about how it works.

Reverse Mortgages

Can a Reverse Mortgage Help You in Retirement?

A reverse mortgage taps into the equity you already have in your home to give you cash. Used the right way, it can help you achieve your retirement goals.

Different Types of Loans

Credit Cards, Auto Loans, and Student Loans Affect Your Ability to Get a Mortgage

Different types of loans can help you get a mortgage—here’s how they can affect your credit score.

Inexpensive Home Upgrades

11 Inexpensive Home Upgrades that Will Add Value to Your Home

Spring has sprung, so you might be ready to do some inexpensive home upgrades. If so, here are 11 things that will make your home look a whole lot better and add value.

Roll Closing Costs Into Your Loan

Is it Smart to Roll Closing Costs into Your Loan?

Sometimes it’s a smart idea to roll closing costs into your loan, but sometimes it’s not. In this article, we’ll help you decide if it’s right for you.

multi-family-property-0

Getting a Mortgage on a Multi-Family Property

Thinking of getting a mortgage on a multi-family property? Here’s how it differs from a getting a mortgage on a regular home.

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